MY BLOGS

feature image of Nervous About Buying in 2026? Here’s How to Stress-Test Your Budget (and Buy Confidently)
Nervous About Buying in 2026? Here’s How to Stress-Test Your Budget (and Buy Confidently)
Nervous About Buying in 2026? Here’s How to Stress-Test Your Budget (and Buy Confidently) I get it — buying a home in 2026 can feel like a big move, especially with mortgage rates still hovering around the 6% range. That nervousness is real… and honestly, it’s also smart. It means you’re taking this
feature image of New Construction vs. Resale in 2026, Which Gets You the Better Deal in Florida?
New Construction vs. Resale in 2026, Which Gets You the Better Deal in Florida?
  I get this question almost every week now, and honestly, the answer in 2026 is more interesting than it was even two years ago.Here’s what’s wild about Florida right now, in some areas, resale prices can land higher than a brand-new build in the same general pocket. That’s backwards from what we’v
feature image of Builder Rate Buydowns Explained: Is a 2-1 Buydown Better Than a Price Cut?
Builder Rate Buydowns Explained: Is a 2-1 Buydown Better Than a Price Cut?
Builder Rate Buydowns Explained: Is a 2-1 Buydown Better Than a Price Cut? If you've been shopping for new construction in Florida lately, you've probably seen builders throwing around some pretty tempting incentives. "$40,000 toward closing costs!" or "2-1 Rate Buydown Available!" sound great, but
MORE

VIDEOS

Watch my Cape Coral real estate videos - new construction tours, market updates, and relocation guides for Southwest Florida. 

Gerdys Ruiseco Hernandez
Gerdys Ruiseco Hernandez

Realtor | License ID: SL3585875

+1(305) 970-4085 | gerdys.ruisecohernandez@exprealty.com

GET MORE INFORMATION

Name
Phone*
Message
By checking this box, and clicking “SUBMIT,” I am confirming that I have read and agree to this website’s Privacy Policy and Terms of Service and I am providing my electronic signature and consent to receive marketing communications (about real estate brokerage services, and one or more properties that I may buy, sell, or rent), that may be delivered to me via email, telephone call and/or text messaging (using “automated technology” such as an automatic telephone dialing system, and/or an artificial or prerecorded voice), from eXp Realty® and its independent contractor real estate agents, and/or its affiliates at the telephone number and email address I provided. Message frequency varies and message and data rates may apply. Consent is not a condition of purchase. You may opt-out at any time by replying “STOP” to a text or “HELP” for assistance or unsubscribing via email. You may call to obtain direct assistance.

By checking this box, I consent to receive 
marketing and promotional messages including 
new listings, market updates, and real estate 
opportunities from Gerdys Ruiseco Hernandez 
at eXp Realty at the phone number provided. 
Up to 4 messages per month. Message & data 
rates may apply. This consent is not required 
to buy, sell, or rent real estate. 
Text HELP for assistance, reply STOP to opt out.

By checking this box, I consent to receive 
non-marketing text messages from Gerdys 
Ruiseco Hernandez at eXp Realty about 
property alerts, showing confirmations, 
and real estate transaction updates. 
Message frequency varies. Message & data 
rates may apply. Text HELP for assistance, 
reply STOP to opt out.